Annual Percentage Yield (APY) is correct as of July 27, 2010. All Rates are subject to change without notice.
Savings
Accounts
Interest
Rates
APY*
Statement
Savings
0.50%
0.50%
Christmas
Club
0.75%
0.75%
Checking
Accounts
Interest
Rates
APY*
Health
Savings Account ---under $1,000 ---$1,000 & over
1.31% 1.95%
1.32% 1.97%
Super
Now ---$0.00 - $2,499.99 ---$2,500 - $19,999.99 ---$20,000 & over
0.25% 0.40% 0.50%
0.25% 0.40% 0.50%
Money
Market
---$0-2,499.99
0.25%
0.25%
---$2,500-$19,999.99
0.45%
0.45%
---$20,000-$49,999.99
0.60%
0.60%
---$50,000
& Over
1.00%
1.01%
PCMC
---All Balances
0.45%
0.45%
Interest credit monthly for all accounts except the Christmas Club account, which is credited at payout.
HSA - The interest rate and apy may adjust every January 1st and July 1st.
Certificates of Deposit Term
Interest Rate
APY*
Special Notes
3 Month
0.55%
0.55%
6 Month
0.65%
0.65%
11 Month
1.12%
1.13%
Limited Time
12 Month
0.90%
0.90%
18 Month
1.10%
1.11%
19 Month
1.69%
1.70%
Limited Time
24 Month
1.20%
1.21%
30 Month
1.45%
1.46%
36 Month
1.60%
1.61%
48 Month
2.10%
2.12%
60 Month
2.50%
2.53%
IRA Accounts Term
Interest Rate
APY*
Credit Frequency
12 Month
0.90%
0.90%
Quarterly
18 Month
1.225%
1.23%
Quarterly
18 Month-variable
1.95%
1.97%
Monthly
24 Month
1.20%
1.21%
Quarterly
30 Month
1.70%
1.71%
Quarterly
36 Month
1.85%
1.87%
Quarterly
48 Month
2.10%
2.12%
Quarterly
60 Month
2.50%
2.53%
Quarterly
Traditional and Roth available
*Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate.
$1,000 minimum balance on all Certificates of Deposit accounts
$500.00 minimum balance on all IRA accounts.
Substantial penalty for early withdrawal
For maturities of 90 days up to one year, the interest penalty is three months interest.
For maturities over one year, the interest penalty is six months interest.
All rates are subject to change without prior notice.
