Fixed Rate Mortgages*
Maximum loan $417,000.00, Owner occupied.   Maximum LTV 95%.   Rates subject to change daily
Call for Jumbo Rates over $417,000
Term
Initial Rate
Annual Percentage Rate
Monthly Payment
*7-year (84 payments**)
4.75
4.798
521.65
15-year (180 payments)
2.875
2.955
676.59
20-year (240 payments)
3.625
3.688
586.40
30-year (360 payments)
3.75
3.796
463.12
**7 year loan - balloon payment is $88,481.96 on the 84th payment.  
*Payment calculated on 30 year amortization.
Payments based on a $100,000 loan with a purchase price of $105,263.00
Down payment of $5,263.00
Payments disclosed do not include taxes or insurance
Please call your local lender for daily rate changes.
Custom Build Home Construction
9 month term for construction period.   Maximum LTV of 80%
Initial Rate
Annual Percentage Rate
Payment Options
3.50
4.254
Interest Only
Rate based on a $100,000 loan with Appraised Value of $125,000.00
Down payment of $25,000.00
Home Equity Revolving Line of Credit*
No Annual Fee - Maximum LTV 80% - Rate changes annually to NB Prime or Floor Rate whichever is higher.   Floor Rate is 4.75%, Maximum Ceiling Rate is 24%,   Loan Fee $100.00 - National Bank Prime is the Prime Rate as Published in the Wall Street Journal.   Current NB Prime 3.25%   Other restrictions may apply.
Term
Rate
120 month, multiple advances
   4.750
*30 year amortization. APR and Payments based on a $100,000 borrowed amount with an Appraised Value of $125,000, 80% LTV. Other restrictions may apply. Rates may change without notice.
Home Equity Term Loan
Call your local lender for the best rates available.
Automobile Loans
New and Used
Call your local lender for the best rates available.